Physical damage insurance is a type of insurance
policy that provides
coverage for damages to your vehicle caused by accidents, theft, fire, natural disasters, and other incidents. It is usually offered as part of a comprehensive auto insurance policy.
Example:
> If your car is damaged in an accident, physical damage insurance would cover the cost of repairs or replacement. Similarly, if your car is stolen or damaged in a natural disaster such as a flood, physical damage insurance would cover the cost of repairs or replacement.